How Can Baystate Financial Help Me?

Professional Guidance

Baystate Financial delivers professional advice.


We believe that starting each relationship with a blank piece of paper and no products to sell is the best way to deliver professional and comprehensive Financial Planning.*


Once we have implemented your personal financial plan, we will continue to develop our relationship with you. So much of Financial Planning is about mutual trust and respect, whether in the context of helping you invest for the future, protect your family or reduce taxes. We understand that the topics we discuss can be sensitive, and the questions we ask can be probing, but the motivation is to make sure we look after you. We believe in working in collaboration, but also appreciate that this sometimes takes time. Being part of your existing team, or building one around you where you also need legal or complex tax advice, is important to us. **


Changes in your personal circumstances such as marriage, divorce, retirement, death of loved ones and inheritance all have an effect on your lifestyle and may require changes to your financial strategies and goals. As taxation rules and other legislation are continuously changing, we will also ensure your plan remains up to date and keep you informed of the changes and new opportunities.


Our financial planners are highly qualified with many having acquired the designation of Certified Financial Planner ®. Whether building a financial plan with you from the start, or reviewing your existing arrangements, we can provide impartial advice to help guide you through the process of defining your goals and recommending a tailored strategy to meet your individual needs that will be flexible enough to adapt as your life changes.


Ongoing reviews also allow us to help you avoid hazards which will inevitably appear. Such hazards can result in expensive or frustrating mistakes due to poor tax-planning, missed opportunities or emotional bias that can negatively influence your decision making. Sometimes,  just the speed at which you can react to change can be important, so having us with you as retained advisers can help here too. Very often,  we can also suggest strategies for reaching your goals that you might not have considered.

* Financial Planning services are offered only through approved financial planners of MML Investors Services, LLC, Member SIPC.

**Any discussion of taxes is for general informational purposes only, does not purport to complete or cover every situation, and should not be construed as legal, tax or accounting advise. Clients should confer with their qualified legal, tax and accounting advisors as appropriate.