your guides along the way

We provide a full array of comprehensive financial services for individuals, families and businesses. Feel free to contact us for a complimentary initial consultation or brief introductory conversation to determine how we might partner with you toward achieving your financial goals.

Investment Services
We begin by getting a clear understanding of your overall financial goals and your goals for each investment account. We discuss your investment preferences and concerns, your attitudes toward risk and your time frame for the assets in each account. To implement your various investment strategies, we’ll work with you to build appropriately diversified portfolios, with access to the following:

  • Managed Accounts

  • Mutual Funds and ETFs

  • Individual Stocks and Bonds

  • Alternative Investments

  • Donor-Advised Funds (DAFs)

Insurance Services
We discuss with you your general attitudes towards risk, underline various risks and review the options to manage and/or mitigate these risks. We will perform a full policy and beneficiary review, as well as the review of trusts that may own certain policies. We can offer access to the following solutions:

  • Long-Term Care

  • Life Insurance

  • Disability Insurance

  • Business Overhead Expense Protection

  • Fixed and Variable Annuities

  • Business Income Continuation

  • Succession and Estate Planning Strategies

Business Services

We provide a consultative review of all your employee benefits, to ensure that all benefits offered are fulfilling their intended purpose and are the most cost-effective available. We can propose solutions in the following areas:

  • Group Insurance (Health, Dental, Disability, Life, etc.)

  • Qualified Retirement Plans, Pension, and Profit Sharing Plans

  • College Funding Strategies

  • Corporate Financial Planning

  • Non-Qualified Executive Benefits

Education Funding Strategies

One financial goal that most parents share is a college education for their children. With college costs increasing at a faster rate than general inflation, saving for college can be a daunting task. You can, however, pursue this important financial goal by establishing a college fund and taking action today.

  • 529 Savings Plan

  • Coverdell Education Savings Account

  • Tax-Deferred Plans